I am trying to figure out how I can put down less than 20% more like 15% for an investment property? I called a traditional bank and they said for a conventional loan I had to put down 20%. The property is turn key so not value add, someone suggested hard money but I know see the need for hard money since I don't have any renovations and from my knowledge most hard money lenders require 20% also?. I know every investor isn't putting down 20% for each property so would like to know different strategies. Thanks!