Anyone Building in 2025? Curious About Funding Strategies.

Anyone Building in 2025? Curious About Funding Strategies.

Lender · Albermarle, NC · Member since 2025 · 237 posts · 90 votes

With new construction picking up again, I’m seeing investors asking about everything from construction-only loans to full build-and-hold structures.

If you’re building this year, what’s your experience been with funding availability and requirements?

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  • Mechanicsburg, PA · Member since 2013 · 3k+ posts · 2k+ votes
    10mo

    I'm not building but have bought 3 new builds this year with permanent financing at 4.25%, 4.25% and 4.75% interest rates that made the 3 properties positive cash flow.

  • Contractor · Nashville, TN · Member since 2014 · 1k+ posts · 1k+ votes
    8mo

    I haven't noticed much of a change in getting loans. I mean it was easier a few years ago but the past 3 or so have been about the same.

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