I post in an earlier article on newbies not making a deal and sitting on the fence and not moving forward,I have not purchased a property since 2010 and the purchase was based on a situation where there was an emotional need,I needed space for a growing family. I have always wanted to own real estate and I now have two properties ,now my desire is to own a 4 unit rental and have been a looky-loo on all the real estate for sale websites.I get nervous when it comes to financing ,number one is the 20-25% down payment, is it always the rule to put down 20-25% on an investment or are there places to go that don't require so much and  won't require me to move into the property? Another thing is with all the talk about deregulation will this cause the financial institutions to be a little more relaxed. 2017 will be the year for the purchase of a 4unit building and now that I have written it down I will come back and let everyone know if I followed through and post again under the success diaries, Thanks in advance for reading and any advice you have to offer