I have 2k to invest in crowd funding

[Nathan Mailly]

Hi there, I just got 2k from my tax return. Would it be smart to invest it in crowd funding? How does crowd funding work? When do you see your return? Thanks! Nate

[Andrew Johnson]

@Nathan Mailly Just throwing this out there: You want to invest $2K in a crowdfunding platform (there's risk in both return and liquidity) for an 8% return.  That's $160 per year or $13 per month before you take into account any fees.  You'd better have reserves/emergency fund/etc. set aside before contemplating locking up $2K for $13 per month.