What kind of loan to get for refinance?

What kind of loan to get for refinance?

35906 · Member since 2019 · 12 posts · 0 votes

When you use BRRRR, what kind of loan do you get? I have been asking different banks and loan offices. They all give me a high interest rate 4.75 or above for business loan after they heard me say it is a investment property. Seasoning time is different 6-12m. But the interest rate is too high to leave any cash flow. Would anyone tell me what do you tell them when you getting a loan for refinance? Thanks!

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  • Mortgage Broker · Dallas, TX · Member since 2017 · 657 posts · 275 votes
    6y

    @Lijuan Wei sounds like you need to find better deals. 4.75% on a investment is not high at all. I sell 5.875-7.5% rates all the time for buy and hold investors. Granted these are no doc loans, but still they cash flow.

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