DTI on 0$ balance HELOC

[Brandon Hughes]

I have a good amount of equity i can utilize in my primary(i plan on renting it). I plan on purchasing another home soon i would like the opportunity to use the loc if necessary. i dont want to ruin my dti by adding another payment before applying for conventional financing.

Does a HELOC with a zero balance show as a 0$ payment and not count towards my DTI?

Thanks in advance!