Are there Hard Money Lenders that still do Gap Loans?

[James McGovern]

Are there Hard Money Lenders that still do Gap Loans with simple underwriting and low origination fees? Why has this type of product disappeared? 

[Miranda Holland]

Quote from @James McGovern:

Are there Hard Money Lenders that still do Gap Loans with simple underwriting and low origination fees? Why has this type of product disappeared? 

 Hi James,

Yes, there are still hard money lenders that offer gap loans with straightforward underwriting and competitive origination fees, but they are becoming harder to find. The market has shifted in recent years, and many lenders have tightened their criteria due to increased risk and regulatory changes.

However, I work with a network of private lenders who unsecured funding in the form of signature loans that borrowers often use for gap funding. If you're interested, feel free to connect with me.