Lending suggestions for hard money lending

[Layton Martin]

New into the real estate game and looking  specific lenders you know of that does hard money lending based off arv instead of luv , would be spectacular if you can as well pm some you would refer thank you :) 

[Mike Klarman]

Everyone lends based on ARV. Your loan will be capped anywhere from 65% ARV to 75% ARV and that will depend on lender, credit, experience, deal spread, risk.

In that deal cap you have guidelines like borrower can get 80% LTV is their experience is X and credit is Y, and they can get 90% LTV if their credit is A and exp is B. You'll get the best deal you can get without going over the cap.