Why would AI be necessary?Ask for a quote on same day with the same rate & compare fees. If you want a few different rate options with specific terms ask & compare. Pretty simple.

No offense to AI or the tools out there—they definitely have their place, and I totally respect the push for efficiency (time is money, after all). That said, I think we’re starting to slip into dangerous territory relying too heavily on algorithms to do the thinking for us. At the end of the day, AI can’t negotiate terms with nuance because the human element just isn’t there. It doesn’t build long-term relationships with brokers or lenders. It doesn’t feel the urgency in a moment or recognize when it’s time to meet someone halfway to keep a deal alive. That kind of instinct comes from experience, empathy, and knowing how to “grease the wheels” when it matters most. Sometimes the best move isn’t the most optimized—it’s the most human. Just some food for thought.

Really 2 things to compare. Fees, Rates, and if there's any points being charged. The 3rd party fees will be the same regardless of the lender.

Hey Andrew, I totally agree. Have you seen any tool that you can recommend?

It really depends on the situation on whether AI would work here from what I would think. For example, certain scenarios are best for certain lenders regardless of what pricing would show. The model would have to have a lot of entry points to be accurate and map folks to the best lender based on guidelines and pricing.

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Updated 1 day ago on 08/01/2025. Most recent reply

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Ivan GreenPoster

Lender

Private Lending & Conventional Mortgage Advice

What is the fastest way to compare lenders?

Ivan GreenPoster

Lender

Posted July 30, 2025 15:10

Hi Everyone,

Just sharing some insights about the latest developments in loan comparison technology. There are tools (some are based on AI) out there that can quickly analyze multiple lenders and provide options — all designed to help borrowers make informed decisions, as they say.

Please share if you used any of these tools - any success stories?

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