Residential Real Estate Broker · Poway, CA · Member since 2017 · 73 posts · 23 votes
With rates still fluctuating and traditional financing tightening up for some investors, I’ve noticed more people leaning on private money to keep deals moving.
I wanted to open up a conversation for those who’ve used (or provided) private money loans recently:
How have terms changed in the past few months?
Are you seeing more private lenders getting active again as deal volume picks up?
For those borrowing — what makes you decide between private money and conventional financing?
It feels like private lending is becoming a bigger piece of the puzzle for a lot of investors, especially with how quickly good deals can come and go.
Curious to hear what others are seeing or experiencing right now.
Great question, Andy we’ve definitely seen a shift lately. A lot of our investors are leaning on private lending to stay competitive, especially with how tight conventional guidelines have become. Terms have adjusted slightly, but private loans are still closing fast and giving investors the flexibility they need when timing matters most.
Curious , are you seeing more of your clients moving toward bridge or DSCR-style loans to keep projects moving?
Great question, Andy we’ve definitely seen a shift lately. A lot of our investors are leaning on private lending to stay competitive, especially with how tight conventional guidelines have become. Terms have adjusted slightly, but private loans are still closing fast and giving investors the flexibility they need when timing matters most.
Curious , are you seeing more of your clients moving toward bridge or DSCR-style loans to keep projects moving?
That tracks with what we're hearing too. The speed and flexibility of private lending is huge right now, especially when deals need to close quickly. We're definitely seeing a mix, but bridge loans have been popular for time-sensitive acquisitions. DSCR is picking up as well for investors looking to scale their rental portfolios without the W-2 headaches.
Great question, Andy we’ve definitely seen a shift lately. A lot of our investors are leaning on private lending to stay competitive, especially with how tight conventional guidelines have become. Terms have adjusted slightly, but private loans are still closing fast and giving investors the flexibility they need when timing matters most.
Curious , are you seeing more of your clients moving toward bridge or DSCR-style loans to keep projects moving?
That tracks with what we're hearing too. The speed and flexibility of private lending is huge right now, especially when deals need to close quickly. We're definitely seeing a mix, but bridge loans have been popular for time-sensitive acquisitions. DSCR is picking up as well for investors looking to scale their rental portfolios without the W-2 headaches.
Hey Andy, as being in the private lender side we do see lots of people coming from conventional banking to our company too. As you said, bridge loans are always a popular quick choice however, we have recently seen lots of interest with our refi/DSCR services. Definitely a smart choice to use a private lender like us. Cheers!