DSCR lender for house with converted garage
I am looking for a DSCR lender that will lend on a home with an attached garage that has been fully finished as living space. Talking with neighbors, it sounds like the conversion was completed a long time ago (like 40 years ago) but the square footage is not included in the county records so I assume the work was completed without a permit. The space has been upgraded over the years and the upgrades were completed well, so I don't think an appraiser would flag any safety concerns, but because the square footage is so different than the official records I am sure they would flag that this may be unpermitted living space.
Any experience with lenders that will lend on situations like this?