@Petra Harper there are plenty of hard money lenders out there that will lend in Louisiana. Many have low down payments in the range of 10% of the purchase price, and they will find 100% of the rehab. Hard money lenders usually lend based on your level of experience. The more experience you have, the better rate and terms you will get. The problem with using hard money is the high interest rate and points, which usually runs 10-15% and 2-4 points. This equates to a large monthly debt service and larger holding costs.
Have you looked at using a local bank? I do most of my loans with a local bank and get a much lower interest rate. These are short term commercial loans with an adjustable rate and interest only payments.
Good luck! I haven't found many locally. Those that I did find were very high in points and interest and that's still a very small and picky list of HML. I have found private money in my circle of influence to be easier to find than Hard Money Lenders. Best of luck! Feel free to check out the meet up on the Northshore that happens 2-3x's a month. Great chance to network and potentially find more opportunities to meet lenders.