Investor · Milwaukee - Mequon, WI · Member since 2010 · 5k+ posts · 7k+ votes
6y
@Grant Richmond your situation is a symptom of another issue: you have not mastered yourself and your finances yet. Start there first. Become financially educated and learn how to master your own behavior. Once you have mastered yourself, you are ready to take on a leveraged asset. Skipping that step is very dangerous!
Investor · Milwaukee - Mequon, WI · Member since 2010 · 5k+ posts · 7k+ votes
6y
@Grant Richmond your situation is a symptom of another issue: you have not mastered yourself and your finances yet. Start there first. Become financially educated and learn how to master your own behavior. Once you have mastered yourself, you are ready to take on a leveraged asset. Skipping that step is very dangerous!
Rental Property Investor · Malvern, PA · Member since 2016 · 1k+ posts · 935 votes
6y
Work your job or get a better paying job to earn your money, Pay your bills on time to improve your credit. Consider an FHA loan that requires low money down once your finances are stabilized with good credit.
Rental Property Investor · Member since 2018 · 207 posts · 225 votes
6y
Become a wholesaler! You'll be a millionaire by Friday!
Seriously though, get a budget on paper and stick to it in addition to spending less than you make. Like Marcus said, you need to solve the underlying problem itself or else you will continue down the path that you are on.
Short of that and to answer your actual question, your best bet is one of the loan products that cater to people in your situation, such as FHA loans, title/secured loans, or private (family) loans. Good luck!