How are most off you able to get a 30 year mortgage for your investment properties? Once they find out that this is not a home i will be living in, that is off the table and my only options are 15-20 year ARM.

That's what I'm getting. I know it's little riskier but I prefer it. 15 years and I own. If I find a good deal I have equity( more than the 20 percent I put down) within 5 years of payments.

@Joseph Rushing   Talk to another bank or credit union.

I've never dealt with credit unions so i think i will check into those. The 15 year isn't bad because of the smaller investments I'm currently dealing with but the bigger i go the more it will have an impact. My biggest hurdle right now is finding an investor. The people ive talked with so far aren't crazy about real estate like i am, most likely they have been heard all the bad and not the good.

Contact a mortgage broker

Talk to another bank. Practically all banks will do a 30 yr conventional mortgage for a personally owned (not LLC owned) investment property. It's usually 3/4%-1% higher than an owner occupied property, but otherwise the same.

If it's owned by an LLC, no bank will loan a 30yr conventional since it's not allowed by Fannie Mae and it's not worth it for them.

*there may be one or two out there that will, and sometimes only to already known customers. But in practically all cases they won’t.