I’ve been working as a plumber in Seattle for 6 months and got a couple good raises. I make $56k a year and my wife makes 60-70k. I was a self employed personal trainer for a year and a half prior to plumbing (and made basically nothing after deductions). went to college for 3 years prior to that.

I’ve read you can only get a mortgage if you have 2 consecutive years of work history. Is this true? Any loopholes?

My wife and I both have good credit scores and down payment money saved up.