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Private Lending & Conventional Mortgage Advice
HomeForumsPrivate Lending & Conventional Mortgage AdviceHELOC is affecting Refinance rate
Sayli Mulay's profile image
Sayli Mulay's profile image
Sayli Mulay
  • Rental Property Investor
  • from Hayward, CA
  • Member since Jan 4, 2019
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Sayli Mulay's profile image
Sayli Mulay's profile image
Sayli Mulay
  • Rental Property Investor
  • from Hayward, CA
  • Member since Jan 4, 2019
Connect
Sayli Mulay
  • Rental Property Investor
  • Hayward, CA
6
Votes |
34
Posts
Private Lending & Conventional Mortgage Advice

HELOC is affecting Refinance rate

Sayli Mulay
  • Rental Property Investor
  • Hayward, CA
Posted Nov 21 2020, 16:17

I want to refinance my primary residence for lower interest rate but I have HELOC on it. Currently it's all paid down. But in order to get the best refi rate I will have to close that heloc… due to subordination. My question is - Is there any way I can keep the line of credit and still get the best rate on first mortgage ?

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