Looking for recommendations on a bank to refinance my 1sr BRRRR

[Haishan Peiris]

I live in Cleveland Ohio. I am looking for recommendations on a bank to refinance my 1sr BRRRR. A local bank would be fantastic if not any state wide or nation wide bank would do. A bank with 3 month seasoning would be ideal.

Haishan

[Johnny Lynum]

Take a look at local credit unions. They love to invest in their back yard and their underwriting/approval is usually straightforward since they keep their loans in house. My experience has been superb dealing with my local credit union. Additionally, they had no seasoning period on my BRRRRs, order a new appraisal and 80% LTV on the Refinance and close in less than 30 days. This was in the Panama City, FL market.