Hey guys!

Big fan of this great community… and would love to hear your advise.

Me and business partner purchase a multi family (3 units and garage) in Florida last august using owner financing.

The purchase price was 350k. The down payment was 25%. And according to Redfin (I know I know it’s not accurate the property worth 445k now)

We used LLC and the deed is on our name.

We are planning to renovate the property (our estimate is 60-65k).

Our plan is to refinance the owner financing loan after the renovations. And then do STR.

We thought about checking HELOC or home equity loan (I am not sure if it's a real option still a rookie )

Or even hard money loan for 6 months.

We thought about Home Depot “loan” or credit cards but I’m not a big fan of this option.

Please let us know your thoughts:)

We are open to private lender asan option abs would like to hear about great ones (ones that doesn’t make up fees or act shady or course)

Thanks!