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Options for purchasing ultra-luxury multi-million real estate

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Working with a partner to potentially acquire a $4M 3 unit (one primary body, 2 townhomes) house in Melbourne Beach, Florida. Any advice on options for financing this thing as a house hack; living in one townhome and renting out all else? Neither of us are veterans, and county loan limits prevent us from getting more than about $1M. Any recommendations for financing the rest of something like this?

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