𝐓𝐡𝐞 $𝟏𝟏𝟐,𝟎𝟎𝟎 𝐐𝐮𝐞𝐬𝐭𝐢𝐨𝐧: 𝐂𝐚𝐧 𝐀𝐦𝐞𝐫𝐢𝐜𝐚𝐧𝐬 𝐒𝐭𝐢𝐥𝐥 𝐀𝐟𝐟𝐨𝐫𝐝 𝐚 𝐇𝐨𝐦𝐞?

In 2015, you needed about $55K a year to afford a home. Today? $112K.
That’s double in less than a decade while median incomes barely moved.

This isn’t a “high mortgage rate” problem. According to recent Fannie Mae calculations,
it will take one of three things, or a combination of them to get back to affordable housing in America:
Housing prices would need to drop 38%
Median household income would need to rise 60%
Mortgage rates would need to fall to 2.35%

This widening gap is why creative investing strategies are becoming more important than ever. They allow everyday people to participate in real estate without needing six-figure incomes or perfect timing.

The data tells the story. The opportunity lies in how we respond to it.