Hoping one of you can help or refer me to someone! Finally found a deal we want to move on, and shockingly - it's in our home market of Portland, OR.  Want to make an offer ASAP as we found out there are multiple offers already, but this is a gem - and they'll be reviewing offers tonight.  

It's a light cosmetic "flip," way underpriced in a prime neighborhood and my family and I would live there until the two remaining teens head to college (about 2 years) while we fix it up.  We have the down payment and access to cash for the renovation - but getting a conventional mortgage would be tricky because we had to walk away from a mortgage in 2008 (surprise, surprise) and it took the bank until 2013 to finalize the paperwork - hence, our waiting period is until 2020.

But the deal is NOW! My credit score is 685, our W-2 and small business income is great, we don't qualify for FHA because we currently have one (home under an FHA mortgage) that we intend to keep as a rental. My parents are willing to put their credit on the line as co-signers - they have good credit but not great income.

We'd like to make an offer tonight and get a pre-approval letter in by tomorrow.  Does anyone want to consider getting in on this deal?  Anyone interested and available to talk about it ASAP to see if we can make it happen?  

We could/would consider refinancing as soon as we qualify for conventional financing (Jan 2020) if that helps.

Okay - hope to hear from you!!!  This little family has been hawking opportunities for about a year and a half waiting for the right one.  Hope you can be a part of our story.