How do I get a loan without having a job on the books?

Question

I have a plan set in stone but don’t know how to get financing! Any suggestions?

David M. · Answer

@Aidan Bernhardt

Are you really paid entirely in cash? Do you have a registered or licensed business? Eg cleaning companies are heavily cash businesses.

Nathan Gesner · Answer

Have you talked to Joey Gambino? He's in the back of the pizzaria on 14th and Vine. Tell him Jimmy sent ya.

Seriously, how are you going to pay on a loan if you don't have income? If you don't have income, you shouldn't be borrowing money because you'll eventually fall flat on your face. Zero money down is a catch phrase to attract the naive and a recipe for disaster.

If you have income, you can prove it with tax returns or other methods.

How do I get a loan without having a job on the books?

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