I recently used my VA loan to house hack my first property. In about 3 months, I will be able to qualify for another loan. However, I am planning to use a rehab loan since I cannot reuse the VA loan in SD. I am currently trying to find a property where the seller will do owner financing in the short term, and then refinance into a rehab loan to fix up the property once I'm eligible. Opinions on this strategy/ alternative options would be greatly appreciated. Thank you!