Interest rate predictions throughout the 6 to 12 months?

[Ray Watkins]

What are your predictions on conventional mortgage rates in the next six months to a year?

[Joe Splitrock]

Originally posted by @Ray Watkins:

What are your predictions on conventional mortgage rates in the next six months to a year?

 There is no need to predict, because the fed already stated their forward looking policy. They will be buying unlimited mortgage backed securities in an effort to keep rates low until the economy reaches full recovery. That means expect minimal rate change over the next 6-12 months. If you are looking to refinance, do it now. If you are looking to buy, do it when the deals present themselves as long as the numbers work.