Memphis, TN · Member since 2019 · 11 posts · 0 votes
Hello all,
I am interested in buying a property. However I have ran in the need to do some credit report dispute that accounts that are not mine and throw off my DTI ratio.
What are creative ways to bypass that be able to buy while managing those disputes?
Credit disputes are a hard stop for conventional and FHA. Need to get them off before you start. If you need a credit guy, let me know, I have a good one.
@Francisco Soto I believe it's only 30 days for the bureaus to respond or remove the item. So dispute today, and you should be clear by the end of next month.