Flip vs rental for a solo 401K property?

Flip vs rental for a solo 401K property?

Rental Property Investor · Allentown, PA · Member since 2016 · 279 posts · 105 votes

Recently purchased a residential property through my solo 401k and wondering if tax benefits are greater by flipping it (after holding it for a year) or renting it for a year or 2 and then selling it.  Ultimate goal is to get a commercial 12 unit in 5 years (or sooner).  Thanks in advance for any advice.

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  • Rental Property Investor · Cherry Hill, NJ · Member since 2015 · 626 posts · 495 votes
    4y
    It is a 401k. There aren't any tax implications, right?  It is like investing in a SDIRA.  You don't pay taxes on the profits until withdrawn unless it is a Roth.  

    You are, in essence, investing in a tax shelter within a tax shelter.
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