Hello BP community!

So, I am desperately trying to find ways to leverage my assets in order to pay for a flip in Durham, NC that I think well worth it. However, I am running in to constant walls when it comes to finding ways to doing this.

At first I was hoping to use the inherited 401k for a personal loan, but then discovered that wouldn't be an option as its not my 401k nor my spouses. Then I found out about the SD IRA LLC. I really thought this was going to be an ideal option and I thought I was finding evidence supporting that I could get one for my inherited 401k, however I just got off the phone with Guidant Financial, and the guy basically stopped me when I said I inherited from my mom (who inherited it from my dad) and said they could only do this for spouses.

Does anyone know any company that can set up a SD IRA LLC for a non-spouse beneficiary? Or perhaps even another tax-negated way of using my inherited 401k's (cause I have a couple) for a flip? My mom will have been gone 4 years this coming September, so I believe that only leaves me one more tax year to clear out the account and face the huge tax repercussions.

Super eager for any advice! Thanks so much.