95 to 100% Fix and flip with no fico requirements

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95 to 100% Fix and flip with no fico requirements

Member since 2024 · 34 posts · 20 votes

Looking fora fix and flip provider who doesn't have FICO requirements. 

There is a 60 day late that was erroneously added to my report and will be removed in 30 days, but I'm trying to close on a deal in the next 2 weeks.

Needs to be 95% to 100% on the loan value and 100% of the $31,000 flip.

Indiana

Purchase price: $78,000

ARV: $190,000

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Lender · Houston, TX · Member since 2025 · 53 posts · 14 votes
9mo

I can possibly get you approved 90% 100% without a soft pull

See this reply in the discussion

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  • Stacy RaskinBusiness Member
    Lender · Member since 2022 · 1k+ posts · 533 votes
    9mo

    You might still qualify depending on the overall credit score- it's possibly to do a soft pull to see. There are options for up to 90% of the purchase price and 100% of the rehab done on draws. I'll send you a message as well. 

  • Erik EstradaBusiness Member
    Lender · Los Angeles, CA · Member since 2022 · 7k+ posts · 1k+ votes
    9mo
    Quote from @Rob Austin:

    Looking fora fix and flip provider who doesn't have FICO requirements. 

    There is a 60 day late that was erroneously added to my report and will be removed in 30 days, but I'm trying to close on a deal in the next 2 weeks.

    Needs to be 95% to 100% on the loan value and 100% of the $31,000 flip.

    Indiana

    Purchase price: $78,000

    ARV: $190,000


     This is going to be very tough to find.. High leverage without considering credit is a huge deal killer for most. 

    You might want to try looking for a JV partner to help you close on it.

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  • Lender · Houston, TX · Member since 2025 · 53 posts · 14 votes
    9mo

    I can possibly get you approved 90% 100% without a soft pull

    • Member since 2024 · 34 posts · 20 votes
      9mo
      Quote from @Jacob Hill:

      I can possibly get you approved 90% 100% without a soft pull


       DMed

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