I recently noticed that my small business employer's 401k plan has very high account management fees that come out of everyone's account regardless, and in addition to, fees from the particular investment fund. It is an additional 2% per year. This seems outrageously high because I can invest in the same fund through an Individual Vanguard account which only charges the fund fee of 0.11% per year and not an additional 2% fee. 

1. Do you know of an investment company that offers 401k plans for small businesses without this high of a management fee? 

2. Do you think that I should stop my contributions to my employer 401k after meeting the highest employer match and instead invest in my Roth IRA (max out), Real Estate and Individual Vanguard Accounts? Its hard to imagine that 2% fees is worth any tax advantage of the employer 401k plan.

Any other advice is welcome.