Hope all is well. I'm an 18 year old looking to get my first credit card with a $300 limit. I need help on which credit card will best benefit me in the long run and what are some tips I can do to maintain a good credit score?
1) Should I pay off my credit card on the due date or statement date?
2) If my card has a $300 limit how much of it should I spend?
Since you're just starting out, look for credit cards designed for people with limited or no credit history. These cards often have lower credit limits and may offer rewards or benefits tailored to first-time users. Additionally, consider cards with no annual fees to keep costs down.