Realtor · Hanover Twp, PA · Member since 2018 · 3k+ posts · 3k+ votes
3y
@Dominique Hurd, for the most part it won't matter if you are legally liable unless she was seriously hurt or died.
I believe you are technically liable if you knew about or should have known about a hazard and took no action to correct it. So, first off was it a "hazard" and second did you know or should you have known it was a hazard?
It is likely a moot point because if she isn't hurt badly, the issue will likely come down to a small settlement because the cost of fighting it in court would be more than a small settlement which is why insurance companies often settle these kinds of cases.
Honolulu, HI · Member since 2008 · 3k+ posts · 2k+ votes
3y
Aloha,
It no doubt varies slightly by jurisdiction, but if you have more than a 3/4" offset it is usually a code violation. You are responsible to keep all walking surfaces in good repair and free of hazards. Slips, trips, and falls are one of the top causes of injuries. Definitely inform your insurance agent if they had any injury that caused them to go to the hospital. This is something that insurance companies look for when they inspect your property prior to offering coverage or renewal.