A Decade in Lending - Now Investing for Myself

A Decade in Lending - Now Investing for Myself

Lender · Nationwide · Member since 2018 · 69 posts · 32 votes

Hey everyone,

I'm excited to be here! I've been in the real estate lending industry for over a decade, helping investors secure funding for their deals. Now, I'm stepping into the investor role myself and looking to learn, grow, and connect with like-minded individuals.

I'm eager to share insights from my lending experience while also gaining knowledge from seasoned investors. Looking forward to great discussions and opportunities to collaborate!

How did you get started in real estate investing?

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  • Rental Property Investor · Cleves · Member since 2023 · 132 posts · 82 votes
    1y

    hi, welcome! i specialize in house hacking since 2024. i'm gonna house hack my way to the top! jk just kidding but welcome. i would love to learn more about the types of lending that would benefit myself in the house hacking world. take care. 

  • Jaycee GreenePro Member
    Real Estate Consultant · St. Louis MSA · Member since 2024 · 3k+ posts · 726 votes
    1y
    Quote from @David Atis:

    Hey everyone,

    I'm excited to be here! I've been in the real estate lending industry for over a decade, helping investors secure funding for their deals. Now, I'm stepping into the investor role myself and looking to learn, grow, and connect with like-minded individuals.

    I'm eager to share insights from my lending experience while also gaining knowledge from seasoned investors. Looking forward to great discussions and opportunities to collaborate!

    How did you get started in real estate investing?

    Hey @David Atis. Welcome to the BP forum. From a former CDFI real estate lender myself, what type of real estate lending did you do? Where you are you looking to invest and what types of properties?

  • Lender · Nationwide · Member since 2018 · 69 posts · 32 votes
    1y
    Quote from @Twannisha Jackson:

    Thank you! With your focus in using house hacking, Conventional or FHA loans would be your best options. Keep in mind, it would be in your best interest to go for as high as 4 units on each purchase to maximize your door count.

    I've seen some people house hack a single family home by renting out the rooms, but keep in mind that traditional lenders would not be able to use the income from renting out the rooms (known as boarder income) towards additional income on the application.

  • Lender · Nationwide · Member since 2018 · 69 posts · 32 votes
    1y
    Quote from @Jaycee Greene:
    Hey Jaycee, we currently lend on several loan types: Fix & Flip up to 90% LTP, BRRRR, New Construction, Bridge Loans, & Multi-Family.

    For myself personally, I'm looking in the Orlando, Philadelphia, and Southern NJ markets, 1-4 units.
  • Lender · TX · Member since 2024 · 308 posts · 195 votes
    1y

    Hi David, Welcome to BP!

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