Is their a waiting period to refinance a home?

Is their a waiting period to refinance a home?

Homeowner · Long Island, NY · Member since 2016 · 9 posts · 4 votes

Is there a waiting period to refinance a home? I live in New York and some rumors ive heard are 1 to two years. 

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  • Chris MasonPro Member
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    Lender · CA · Member since 2015 · 9k+ posts · 10k+ votes
    9y

    Hi @Ryan Marrero, and welcome.

    Six months for most scenarios (refinancing out of hard money being a notable exception), but appraisers are going to error far on the conservative side for about a year from the purchase. 

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