Investor · Fernandina Beach, FL · Member since 2014 · 557 posts · 374 votes
Hey all, I have a rehab under contract with an FHA buyer. The inspector noted that one of the 3 toilets is plumbed with hot water. I used one of the most reputable plumbers in town but I know how it happens, honest mistake.
The toilets are 1gpf toilets and I don't think it's a big deal at all myself but it's a big deal if FHA won't let it fly. Anyone know if it's a deal killer?
It's a huge deal. That hot water has to temp gauge. When it comes out it will be steaming hot, it's not safe and not code by no means. The inspector should Of caught it.
I would have the plumber come back open up the wall and switch them.
At his cost not yours. If he is reputable he will do it because he made the mistake.
It's a huge deal. That hot water has to temp gauge. When it comes out it will be steaming hot, it's not safe and not code by no means. The inspector should Of caught it.
I would have the plumber come back open up the wall and switch them.
At his cost not yours. If he is reputable he will do it because he made the mistake.
I think it is 50:50 on getting caught. I'm not sure all inspectors will know or check the toilet water temperature, not to mention it will most likely not be hot when first checked (the water will have been sitting and cooled down) and will only be hot after a flush. With that said, I agree, get the plumber back to fix. It might be a little inconvenience, but your rolling the dice that it's caught during inspection and even more of an inconvenience.
@Dana Whicker, so to be perfectly frank, there's a really good chance that an FHA appraiser will not catch this. An inspector probably should/would, and you should let your clients know and negotiate appropriately with the sellers, but I'd bet an appraiser will not catch it.
FHA loans do not require that the inspection be disclosed to the lender or underwriter unless the appraiser specifically calls something out.
That being said, best solution would of course be to get that plumber out to fix this before the appraiser shows up, or if you're going with the plan of hoping he doesn't notice it, try to get it fixed before closing OR get a seller credit for an appropriate amount of money.