I AM A ROOKIE FROM WESTCHESTER NEW YORK

I AM A ROOKIE FROM WESTCHESTER NEW YORK

Investor · Member since 2019 · 21 posts · 6 votes

I've been doing my homework and will continue to do so. But I just want to hear some opinions from anyone willing to help, please. Thank you.

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Flipper/Rehabber · Dubois, PA · Member since 2018 · 27 posts · 12 votes
6y

@Edwin G Cruz Jr welcome! I would say take it slow and make sure you have as much education as possible before you jump it. Make sure you understand the legal system in your area for real estate. Then I personally would start small for the experience. My first rental (which I still have) was in the nation of Panama. I obtained and renovated it for $14k, all cash, and have rented it for $300-$400 a month for a couple of years now. With no taxes in Panama it’s pure profit.

I am currently working on buying a second rental property in Pennsylvania once I am confident in the housing market this year. After that I am going to dip my toes into the flipping market. I want to flip a few houses to have the money to invest in rentals. I plan on started small. In PA I can buy a distressed property for about $20k, fix it for $20-$30k, and sell for $60-$80k. That depends on the area of course.

I don’t have that kind of up front money, so I will probably use hard money lenders, which is why I want to start small. If I run into any problems with the flip, since I know statistically first time flippers take significantly longer on their first renovation, I could afford the payments to the lender.

Those are my thoughts!

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  • Westchester, NY · Member since 2018 · 115 posts · 52 votes
    6y

    Welcome to BP!  Do you have any specifics about the opinions your are trying to solicit?  Your post is very open ended.

    All the best,

    Joe

  • Investor · Member since 2019 · 21 posts · 6 votes
    6y

    SORRY JOE, THANKS FOR REPLYING, FIRST TIME STARTING A DISCUSSION AND I DID IT TWICE, SOME INFO WAS MISSING......

    WHICH ROUTE DO YOU GUYS SUGGEST A ROOKIE SHOULD GO? FOR SOMEONE WITH NO EXPERIENCE NOR CASH. BUT WANTS TO INVEST IN MULTI-FAMILY HOMES TO RENT FOR CASH FLOW.

  • Member since 2020 · 22 posts · 5 votes
    6y

    Welcome to BiggerPockets @Edwin G Cruz Jr ! You should be beyond excited to start your real estate journey here. There are a variety of resources on the platform to develop your knowledge base, and the community is filled with professionals to build purposeful relationships with! Since there is so much content at your disposal, it can be a bit overwhelming at first, so here are six key actionable items that you should take utilizing BP. I’ve found these have helped me get on the right path towards my goals, starting only four months ago.

    1. Start with a foundational BiggerPockets book (keep reading more), listen to the Real Estate Podcast, and read Blog posts. (Set weekly knowledge goals)

    2. Identify your desired market, property criteria and overall goals in real estate.

    3. Set up keyword alerts in the forums to find content and professionals that align with what you are looking for. (Alert ---> Keyword Alerts)

    4. Direct message and connect with investors, agents, and other prospective teammates found in the forums (Doing #3 - By setting up keyword alerts in your desired market)

    5. Find local meetups to continue building relationships (Network --> Events)

    6. Use the BP Calculators to start analyzing deals (Get set up with MLSs from a local buyers RE agent, who is also an investor)

      Hope this helps! All the best!

    1. Investor · Member since 2019 · 21 posts · 6 votes
      6y

      @Brandon McNulty THANK YOU SO MUCH FOR THIS INFORMATION. IT IS DEFINITELY OVERWHELMING. I CURRENTLY OWN " NO MONEY..." "HOW TO FLIP" BOTH BY BP. WHICH NICHE AND STRATEGY ARE YOU FOCUSING ON?

    2. Member since 2020 · 22 posts · 5 votes
      6y

      @Edwin G Cruz Jr Totally! At first it seems like so much, but as you really define and establish your goals, you'll figure out what content works best for you. The information becomes a lot more focused in time. I'm pursuing a long-term buy and hold strategy, specifically looking to house-hack a 2-3 unit property for my first investment. 

    3. Member since 2020 · 22 posts · 5 votes
      6y

      @Edwin G Cruz Jr How about you, what strategy do you think aligns best with your financial goals?

    4. Investor · Member since 2019 · 21 posts · 6 votes
      6y

      @Brandon McNulty I am also aiming at long term, 2-4 units. I want to leave a legacy and obtain financial freedom. I want to retire in 8 years god willing. 

    5. Investor · Member since 2019 · 21 posts · 6 votes
      6y

      @Brandon McNulty Buy & Hold/BRRRR

    6. Specialist · Plano, TX · Member since 2020 · 2k+ posts · 861 votes
      6y

      Great advice broken down by @Brandon McNulty to get started on real estate investing. 

    7. Westchester, NY · Member since 2018 · 115 posts · 52 votes
      6y

      @Brandon McNulty, sums it up very well. 

      @Edwin G Cruz Jr with "no money," your options are somewhat more limited: wholesaling, partnering with someone with money are the two that come to mind.

      It is great that you have an 8 year time horizon you are aiming for; that should make it fairly easy to work backwards and determine your cadence.  Don't be discouraged!  As Bill Gates said: "We always overestimate the change that will occur in the next two years and underestimate the change that will occur in the next ten. Don't let yourself be lulled into inaction."

      Joe

    8. Investor · Member since 2019 · 21 posts · 6 votes
      6y

      @Joe Jor Thank you for the information and that quote. I’ll definitely be looking into both strategies. 

      @Marlen Weber @Brandon McNulty Thank you guys for the support, I truly appreciate it. 

    9. Flipper/Rehabber · Dubois, PA · Member since 2018 · 27 posts · 12 votes
      6y

      @Edwin G Cruz Jr welcome! I would say take it slow and make sure you have as much education as possible before you jump it. Make sure you understand the legal system in your area for real estate. Then I personally would start small for the experience. My first rental (which I still have) was in the nation of Panama. I obtained and renovated it for $14k, all cash, and have rented it for $300-$400 a month for a couple of years now. With no taxes in Panama it’s pure profit.

      I am currently working on buying a second rental property in Pennsylvania once I am confident in the housing market this year. After that I am going to dip my toes into the flipping market. I want to flip a few houses to have the money to invest in rentals. I plan on started small. In PA I can buy a distressed property for about $20k, fix it for $20-$30k, and sell for $60-$80k. That depends on the area of course.

      I don’t have that kind of up front money, so I will probably use hard money lenders, which is why I want to start small. If I run into any problems with the flip, since I know statistically first time flippers take significantly longer on their first renovation, I could afford the payments to the lender.

      Those are my thoughts!

    10. Investor · Member since 2019 · 21 posts · 6 votes
      6y

      @Alan Crookham That sounds great! Thank you for your time and advice. Keep me posted on how that goes, I’d love to hear and learn. I’ll definitely keep in mind what you stated. 

    11. Flipper/Rehabber · Dubois, PA · Member since 2018 · 27 posts · 12 votes
      6y

      @Edwin G Cruz Jr Any time! I am not a big player at all right now, but I’m happy to share the little bit of experience I have.

    12. Investor · Member since 2019 · 21 posts · 6 votes
      6y

      @Alan Crookham No problem, every little piece makes a bigger picture down the line. 

    13. Member since 2020 · 22 posts · 5 votes
      6y

      @Edwin G Cruz Jr Of course! Best of luck man! 

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