Meridian Title Tax Sale Certification Product

Meridian Title Tax Sale Certification Product

Investor · Indianapolis, IN · Member since 2010 · 117 posts · 41 votes

Hi all,

I recently purchased a property with a house on it that included the vacant lot next to it. The prior owner received the lot from a tax sale in 2009. They did not do anything with the property, just left it vacant. When I purchased it the title company would not insure the title so I started inquiring about doing a quiet title on the property, I would like to sell it to someone wanting to develop it. Recently I found that Meridian Title has a product called Tax Sale Certification where they will issue a title policy in 10-15 days but the fees are higher. Has anyone used this product? Did you or your buyer have any issues when they went to sell the property? Thanks for any advice.

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John UnderwoodPro Member
Investor · Greer, SC · Member since 2014 · 13k+ posts · 17k+ votes
8y

All you need is a Quit Claim deed from person who lost property via tax sale and a title search to make sure nothing else is going on. Then you can get regular title insurance if you want it.

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  • John UnderwoodPro Member
    Investor · Greer, SC · Member since 2014 · 13k+ posts · 17k+ votes
    8y

    All you need is a Quit Claim deed from person who lost property via tax sale and a title search to make sure nothing else is going on. Then you can get regular title insurance if you want it.

  • Investor · Indianapolis, IN · Member since 2010 · 117 posts · 41 votes
    8y
    Originally posted by @John Underwood:

    All you need is a Quit Claim deed from person who lost property via tax sale and a title search to make sure nothing else is going on. Then you can get regular title insurance if you want it.

     I don't know who the person is that lost the property at the tax sale. It happened back in 2009. 

  • Real Estate Investor · Indianapolis, IN · Member since 2014 · 316 posts · 165 votes
    8y

    I've used them several times. They'll let you know usually between 10-15 days if they'll insure title but they don't close that quickly. if you have any code enforcement liens you'll still have to pay those where a quiet title gets rid of them. Also, if no liens, I've used Best Title where they'll give the buyer a quiet title and close in about two weeks. It's 1200 bucks. Especially, if it's in Marion County. Marion County is really good at doing notifications it speeds things up a bit. A quiet title is better than the tax certification so if it's cheaper, faster, and better, check it out. 

  • Rental Property Investor · Gulf Breeze, FL · Member since 2014 · 1k+ posts · 733 votes
    8y
    Talk to your attorney. I've run into a similar situation before and waiting on a Quiet Title action to gain clear title on said property.
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