BRRRR ("fix and rent") in Omaha area

BRRRR ("fix and rent") in Omaha area

New York City, NY · Member since 2016 · 470 posts · 348 votes

I'm curious if BRRRR ("fix & rent") works in the Omaha metro area. Essentially, the ability to have your purchase price + rehab costs <70% of the ARV, so after you rehab you can find tenants & then refinance to get all of your cash back. I'm sure there must be some areas / neighborhoods where this works? Of course, the other requirement is that the rental income is enough to cover your mortgage + expenses on the back-end. So this tends to work best in middle class neighborhoods.

Are there any licensed real estate brokers / agents who can help me find such properties? Not interested in Turnkey btw - I'd rather buy pre-renovation (not post-renovation) to capture the equity myself.

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Investor · Omaha, NE · Member since 2015 · 366 posts · 184 votes
9y

I just finished and rented one out in Benson. $74k all in. Appraised at $100k. Refinanced for $80k. Rented for $950. Not bad:)

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  • Investor · Omaha, NE · Member since 2016 · 34 posts · 24 votes
    9y

    Inventory is low, it's difficult to acquire now for the right price. Deals are usually in rougher parts of town in the far north and south, or in some suburbs out west. Tho personally, a lot of those new build neighborhoods are 25-30 housing stock, not the greatest quality, but that's the areas that hits those kinda numbers for BRRRR.

  • Investor · Omaha, NE · Member since 2015 · 366 posts · 184 votes
    9y

    I just finished and rented one out in Benson. $74k all in. Appraised at $100k. Refinanced for $80k. Rented for $950. Not bad:)

  • Investor · Papillion, NE · Member since 2014 · 197 posts · 74 votes
    9y

    Totally agree with @David Chan comments.  One area that comes up quite a bit is bellevue.  This area is great as there is a university and the Air Force base that will attract tenants, but you'll have to be patient to find the right deal. 

  • Investor · Omaha, NE · Member since 2016 · 34 posts · 24 votes
    9y

    Benson's decent. Older housing from the early 20th century, but the neighborhood has some good gentrification going for it. Tho just gotta be careful when doing due d so you don't buy a lemon.

  • Investor · Omaha, NE · Member since 2014 · 37 posts · 7 votes
    9y
    Eric, All I do in Omaha is BRRR. The house I'm working right now is in Midtown. I'm all in for $80K. I can refi at $110K, and it rents for $1050. Works for me, although I agree with some of the others that inventory is getting tight, but it's helping on the back end. I thought the ARV on this house would only be $90K when I bought it in the spring. I was off in the right direction. Good luck.
  • Anthony GaydenPro Member
    Rental Property Investor · Omaha, NE · Member since 2014 · 2k+ posts · 3k+ votes
    9y

    @Nathan Eckles

    Nice strategy and I hope to do something similar. The area I am looking at is the less expensive housing in District 66.

  • Investor · Omaha, NE · Member since 2014 · 37 posts · 7 votes
    9y

    @Anthony Gayden, I think that would be a great area for this strategy. 

  • Fremont, CA · Member since 2017 · 28 posts · 8 votes
    9y

    @Kyle Godbout @Nathan Eckles

    Hi Kyle, Hi Nathan,

    May I ask a new bee question: When you said all in for $XX, did you mean all cash or finance?

    Thanks.

    Aries

  • Investor · Omaha, NE · Member since 2015 · 366 posts · 184 votes
    9y

    Hi @Aries Li

    All in was referring to the total amount of money in a project, such as cost of purchase, plus cost of rehab, plus holding costs.

  • Investor · Omaha, NE · Member since 2014 · 37 posts · 7 votes
    9y

    @Aries Li

    Same here. That was my all in price, $80K...house, rehab, utilities, holding costs. I then refinance 75% of the $110K ARV, and pull out $82.5K. Essentially, I break even paying myself back, but have another rental, and the monthly rent that comes with it, and start all over on another one.

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