Myrtle Beach isn't just a vacation destination — it's quickly becoming one of South Carolina's most attractive DSCR loan markets thanks to strong rental income potential.

🏡 Here’s why DSCR investors are paying attention:

• High Gross Rents Support Low DSCR Ratios: Properties near the beach or in mid-tier resort zones are generating strong monthly income — often enough to meet or exceed DSCR requirements even with today's rates.

• Short-Term and Mid-Term Rentals Boost Income: Investors using 12-month average STR income (where allowed) are seeing stronger loan amounts. Local lenders familiar with vacation markets can often use STR comps or AirDNA to support the file.

• New Construction Adds Inventory for DSCR Plays: New builds in Carolina Forest, Conway, and Little River are creating opportunities for investors to finance with DSCR from day one — especially if they're purchasing with tenants or STR setups in place.

• Out-of-State Demand Keeps the Market Liquid: With many buyers from the Northeast and Midwest, Myrtle Beach properties are trading fast — but well-priced DSCR-eligible deals are still available, especially off the beachfront.

💡 Investor Takeaway: In a market where gross rents can outpace monthly payments, Myrtle Beach offers a rare advantage — you don’t need to over-leverage to make the numbers work. Smart DSCR investors are capitalizing on that edge before inventory tightens further.

Who here has closed a DSCR deal in the Dirty Myrtle lately? Share your experience — STR, mid-term, or long-term?