Buyer wants to get Bank loan?

Buyer wants to get Bank loan?

Rental Property Investor · Addison, IL · Member since 2013 · 37 posts · 6 votes

I have a house under contract for $42,000. I have a buyer that I spoke with yesterday and when asked if he was using cash or hard money, he said he would take out a bank loan. I told him I normally deal with people using private financing or cash and he said" its not a mortgage loan, I would bring you a check for the amount". Would this still work with my assignment fee in the middle?

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  • Rockford, IL · Member since 2013 · 330 posts · 62 votes
    12y

    The source of the money to buy the property will not have an affect on you. Whether the buyer has the cash on hand, uses a Hard Money, or borrows the money using other assets does not make a different (for all you know he might have thousands of shares of Ford he bought at $1 a few years ago and does want to sell because of taxes).

  • Dallas, TX · Member since 2013 · 4k+ posts · 744 votes
    12y

    Just make sure your little contract fee is on HUD1.

    Joe Gore

  • Rental Property Investor · Addison, IL · Member since 2013 · 37 posts · 6 votes
    12y

    Thanks for the help. I appreciate the response.

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