- Your profile says you're a Real Estate agent, but you're only 15?
- Yes, you can buy owner occupied once you're 18 with a standard FHA 3.5% down loan. Providing the program is still around.
- Please take the time to add punctuation to your posts, your post above shows as 6 lines with no periods or commas. Makes it much easier to read and you'll always get even more responses that way.