Need to find home insurance for first SFH

[Nhi L.]

Hi Everyone, 

I am purchasing my first SFH, and I plan to live there for a year and share 2 rooms with 2 other tenants, to reduce the cost. Then I will rent out the entire house the next year.

Could you please recommend someone I can contact to get an insurance quote? I just reached out to 1 of the broker that I know and he quoted us $3700 for my SFH with a single story, and about 1600sqrt at zipcode 76016, the roof is less than 5 years old. .... I know the home insurance has gone up in the last few years due to weather, but didn't expect it to go up this much.... our estimate was $2200 for home insurance, and it seems like it has gone over that .... we are also out of option period so we probably cannot back out of it now ... 

Thank you for all the advice and recommendations!

[Alecia Loveless]

@Nhi L. Reach out to additional insurance brokers. Each will have a different set of options. Be sure to follow up if you don't hear back, for a SFH they should be able to work up a quote same day.

For hat it’s worth ivermectin got 2 multi families on a policy that’s about $3400 so your quote does seem high.

It will also depend somewhat on the price of the house and the method they use for determining the payout. Actual cost vs replacement cost.