For investors building a rental portfolio, what usually makes DSCR financing attractive for a particular property? Is it the property's income, the overall portfolio strategy, qualification considerations, or something else? What makes you consider DSCR over other financing options?
Hello, I am in the early stages and need to build my team before I buy. I'm also trying to learn how to analyze the deals myself rather than just relying on someone else to tell me whether a property is a good deal. I am working on understanding ARV, comps, rehab costs, rental comps, DSCR, refina...
I've been following the foreclosure numbers lately, and there are some interesting trends worth watching. According to ATTOM's August 2026 report, Texas had 3,126 foreclosure starts and 1,835 completed foreclosures in a single month. Houston alone accounted for 448 completed foreclosures. Nationa...
When a property has a tight closing deadline, how do you evaluate whether bridge financing is worth considering? Beyond speed, I'd want to understand the financing costs, repayment timeline, and exit strategy before moving forward. What would make a bridge loan a practical option for your deal?
I’m considering offering a security deposit alternative (deposit insurance, surety bond, or similar) instead of, or alongside, a traditional cash deposit. I’d like to hear from landlords who have actually used these products. I’m especially interested in Rhino, LeaseLock and Obligo, but I’d welco...
Hi all, I just bought a multi use commercial building (2 residential and 1 commercial unit) that was up for auction and have talked to a couple of contractors and handymen but have been told either the address is outside of their scope of work or haven't gotten a response despite multiple texts a...
The garden unit is the most underrated space in a Chicago two flat. For anyone outside Chicago, a two flat is what most of the country calls a duplex, and the garden unit is the lower level apartment that sits partly below grade. Here is what I keep running into. The lower unit gets treated two d...
scenario purchase price 950k 250k down 700k mortgage.. sell for 1.2 I 1031 into new building so I cover the 950k purchase what about the mortgage? Do I need to get a mortgage for 700k to match the original balance I will have paid this loan in full prior to this as my pre pay is up.. so there wil...
I'm a non-US person (no SSN, not a US tax resident) and the sole owner of an Ohio single-member LLC that holds a rental property. The LLC is a disregarded entity, and I haven't made any election to have it taxed as a corporation. My property manager is asking me to sign a W-9 and says everyone si...
Hi all, I've been going through a new build in Cape Coral with Whitestone Development which started in November 2021 and is still incomplete! They have completely mismanaged the budget and have not completed jobs in which they received funds from the lender as well as myself. I know a lot of peop...
Hi all I am a relatively new investor and I just recently bought my 3rd rental property which is a triplex. I have 6 units now total (1 single family, 1 duplex and 1 triplex). overall everything is going okay, nothing catastrophic but I do have 1 tenant not paying rent so I will have to evict. Th...
Hi all, Rob here, a Louisville agent who works mostly with investors. $875 billion. That's how much commercial and multifamily mortgage debt comes due in 2026, according to the Mortgage Bankers Association. It's about 17 percent of all the commercial real estate debt in the country. Last year it ...
Curious how everyone here handles this as their portfolio grows. I think a lot of investors hear: “Close it in the LLC.” And assume that automatically means the loan has nothing to do with them personally. Not necessarily. A lot of business-purpose loans will still underwrite the individual guara...
I am new owner of 12 units property (2 buildings). This is my first winter season so need an advice from experienced investors and property managers. What all things I should take care of before winter starts in Chicago? I have two boiler rooms. What all things I need to do around boilers and the...
I'm curious what other are finding most challenging with BRRRR deals right now. Is it finding properties at the right price, keeping rehab costs under control, getting the refinance numbers to work, or making sure the rental cash flow holds up? For those who have complete a few BRRRR projects, wh...
Goodmorning, We have a somewhat unique situation, and we find it difficult to accurately assess our potential liability risks. We are dual citizens living in Europe, and we file tax returns in both Europe and the United States. We own two rental properties in Florida, both of which are nice singl...
So my big question is there anyone who builds spec homes to sell as well as own self storage facilities? if they are, any advice on capital stacks allocation? so right now I am enrolled in Eric Crutch field builder accelerator program to learn building houses to sell and also enrolled in Aj Osbor...
Hello there, I believe is my first post so bear with me. I have been lurking on here forever, but just recently became a member so that I can access all the extras. I am considering investing in a home to Padsplit, but not quite sure what the best structure for financing would be. There will defi...
Does anybody have a good experience with short-term rental financing in rural areas? Which are the best lending companies for Airbnb?
Hello. I'm trying to get my purchase my first flip, but it seems everywhere I try to get some sort of loans can't because I don't have any experience in the game. I have also tried small banks but have been told by them that they only do personal loans up to 25k. It's a little frustrating getting...
HI My sister and I are geared up to dive into property investment with a fix-and-flip project in Ohio. We've diligently saved money and secured a loan to kickstart our venture. However, we're eager to explore ways to maintain cash liquidity while embarking on renovations. Considering this, I'm co...
What banks will do an investment property loan on a double mobile home on a permanent foundation.? Thanks Alan
I’m looking for advice from landlords who have dealt with extremely high-maintenance tenants. My tenants have been in the property for about a month, and since moving in they’ve raised constant complaints despite me responding immediately, sending contractors multiple times, and spending thousand...
Looking for some advice from anyone who’s been through this before, especially any real estate attorneys or investors familiar with Colorado LLCs. We have a property-specific LLC that currently owns one investment property. Right now it’s owned 50/50 between my LLC and my business partner’s LLC. ...
Curious how everyone's managing multiple properties & what system you're using, & actually enjoy using. I self-manage a few right now and it all lives in an Excel sheet I built myself. It works fine, but I'm manually entering everything, which is getting old. What I'd love is something that holds...