AI and Your Data: A Conversation Every Industry Is Having Right Now
Thursday, October 01
You've probably noticed how every app, every login screen, every software update lately seems to make you think some version of the same question: what exactly is AI allowed to see, and who decided that? Even the AI tools built right into your browser are wrestling with it, tools like Claude's C...
Is California Getting To The Root Of The Fire Problem?
Tuesday, September 29
Recently we talked about how insurance has quietly become one of the biggest deal-killers in California real estate, sometimes worse than financing itself. Turns out the state's been working on the actual source of that problem. On August 19, California's Board of Forestry and Fire Protection ap...
Buy Another Property, Pay Down Debt, or Become the Lender?
Thursday, September 24
https://pacificdirectmortgage.com/?utm_source=BigPock&utm_me...There comes a point for many real estate investors when the question changes. Early on, the goal may simply be to acquire the next property. Find the opportunity, make the down payment, get it rented and start looking for the next...
When Insurance Kills the Deal Before the Loan Even Gets There
Tuesday, September 22
Everyone talks about rates. Almost nobody's talking about insurance, though it's quietly becoming the bigger problem. A new nationwide survey of fix-and-flip buyers and rental property owners found that 71% now factor insurance cost or availability into whether they'll buy a property at all. Hal...
California Has a Housing Plan. But Permits Tell a Different Story
Thursday, September 17
California has spent years talking about its housing shortage. Cities have been given housing targets. Land has been rezoned. New laws have been passed. Local governments have created housing plans designed to accommodate millions of additional homes. On paper, California has been busy. The actu...
What Does a Swallow Have to Do With Mortgages and Private Money?
Tuesday, September 15
This question is one hear every so often: Why the bird? And what does a swallow have to do with mortgages, real estate, or Private Money lending? For us, there's a little more meaning behind it than simply choosing a recognizable logo. There's a reason the swallow has become part of Pacific Dire...