Does Income Determine Homeownership? The Data Says Otherwise
Thursday, May 21
For a long time, the assumption has been simple: The more you earn, the easier it should be to own a home. But when you step back and actually look at the data, that assumption starts to break down. Across major occupations in the U.S., homeownership rates do not increase evenly with income. In ...
The Next Wave of Buyers Isn’t in the Market Yet
Tuesday, May 19
There has been some encouraging movement over the past couple of weeks as rates have started to ease after pushing toward recent highs, giving buyers a bit more breathing room. Though it’s not a full shift and it may not last, it does create a window. Underneath that, there is a much bigger sto...
California Is Changing How We Build: What It Means for You
Thursday, May 14
There is another shift happening in California real estate, and this one is not about taxes or financing. It’s about where housing can be built, how dense it can be, and who ultimately gets to decide. We previously wrote about it a few months back At the center of it is Senate Bill 79, a new law...
The Market Is Sending a New Signal: How Investors Should Read It
Thursday, May 07
Over the past few weeks something subtle, yet important, has been happening in the housing market. Investors who had stepped back are starting to look again, not aggressively, but with more intention. At the same time, more properties are hitting the market though taking longer to move. Sellers a...
The Market Isn’t Crashing… It’s Shifting. Here’s Where Investors Win
Thursday, April 30
The housing market is not in free fall, but it is also far from the fast moving, highly competitive environment that real estate investors became used to over the last several years. What we are seeing instead is a slower, flatter, and much more selective market, one that is creating a very diffe...
Are Adjustable Rate Mortgages Back? Should You Consider One?
Thursday, April 23
Over the past year, many buyers have been searching for one thing above all else: A way to make the numbers work. With home prices still elevated and the total monthly cost of ownership continuing to rise, including insurance, property taxes, and HOA dues, affordability has become one of the bi...