Labor, Inflation, and Mortgage Rates: What Last Week’s Economic Data M
Thursday, March 12
Just recently one of the most important economic updates in months was delivered. Labor data surprised to the upside, inflation came in softer than expected, and a major revision to prior job numbers reshaped how we interpret this past year’s strengths. For brokers, lenders, and borrowers, this...
Mortgage rates dipped again, and this one is worth paying attention to
Tuesday, March 10
The average top tier 30-year fixed rate moved back to 5.99% recently, a level we only saw briefly on January 9, 2026 when the Fannie Mae and Freddie Mac bond purchase plans were announced. There is always a chance the bond market reverses during the day, and if that happens, lenders can adjust p...
Renting vs Buying a Home - Why the Real Discussion Isn’t Rent or Buy a
Thursday, February 26
The rent versus buy debate shows up everywhere. Articles, calculators, headlines, and social media posts all try to reduce a major financial decision into a simple yes or no answer. But that framing misses the point and, for many people, it quietly costs them long term financial opportunity. The ...
Can You Depreciate Your Primary Home? Investors Are Watching
Thursday, February 19
A recent headline has sparked a lot of curiosity in the real estate world: What if homeowners could claim depreciation on a primary residence, similar to how investors depreciate rental property. It is not law today, and there is no finalized rulemaking behind it yet, but it is a useful prompt b...
Could Tiny Homes and ADUs Be the Key to Scaling?
Thursday, February 12
Tiny homes have captured a lot of attention over the past few years. They are often presented as an answer to affordability challenges, a creative way to generate cash flow, or a shortcut into real estate investing when traditional entry points feel out of reach. What gets less attention is the p...
Sonoma County vs Napa County vs Marin County, The December 2025 Market
Thursday, February 05
Not sure if you felt the same, but to us, December 2025 felt like driving through 3 different versions of Northern California all in the same afternoon! You start in Sonoma where the roads are busy, the lights are on, and you can tell people are out making decisions. The median home price landed ...