October 2025 Housing Market Update
Thursday, November 06
Why a “flat” market can still be a winning market If you have been watching the California housing market this Fall, you have probably noticed a change in the rhythm: List prices feel sticky; Days on market are edging up in many neighborhoods; Buyers are cautious because affordability is tight; S...
Why Homeowners Choose to Downsize and How to Make It a Smooth Transiti
Thursday, October 30
In today’s California real estate market, downsizing is about more than moving to a smaller home. It is about simplifying, maximizing equity, and creating a lifestyle that fits your current goals. As mortgage brokers and real estate professionals, we often see that choosing to downsize comes fro...
Building ADUs with Creative Financing: A Guide for Brokers and Agents
Tuesday, October 28
Across California, the housing shortage remains one of the biggest challenges facing homeowners, renters, and real estate professionals. Demand continues to outpace supply, and that gap is where Accessory Dwelling Units, or ADUs, are making a major difference. ADUs are small, secondary homes bui...
Why Mortgage Rates Rose After a Fed Cut: What It Means for the rest of
Thursday, October 16
The Federal Reserve recently cut its benchmark rate for the first time in nine months. Many borrowers and investors hoped that mortgage rates would immediately move lower, but the opposite happened. Mortgage rates actually ticked up in the days that followed. The reason is that the Fed funds rate...
Mortgage Rates Hold Steady in a Tight Range
Tuesday, October 14
Mortgage rates have been remarkably calm lately. For almost three weeks now, they have stayed in one of the narrowest ranges we have seen this year. The last time we saw a real move was back in mid-September when the Federal Reserve announced its rate cut. Ironically, and not surprisingly to tho...
The Changing Face of “Home”: Home-sharing and Co-Living in America
Thursday, October 09
Home-sharing, also called co-living, is becoming a bigger part of the housing conversation in the United States. With home prices rising and affordability slipping further away for many, people are finding new ways to make housing work. This is not the old version of roommates crowding into small...