How California’s AB 130 Is Reshaping Private Lending – What Brokers, A
Thursday, July 17
California’s AB 130, which took effect July 1, 2025, brings the biggest changes to the State’s mortgage servicing and foreclosure rules in over a decade. While many headlines focus on new rules for ADUs, affordable housing, and local permitting, there’s a critical piece of this law that directly...
Why Smart Investors Choose Hard Money Over Banks
Thursday, July 10
We often get asked, “Why would a real estate investor pay such high interest rates for a hard money loan?” or “Why not just go to a bank?” At first glance, it’s a fair question. Hard money loans can seem expensive compared to traditional financing. But when you dig deeper, you’ll see why serious...
What Rising Foreclosures Mean for Investors
Thursday, July 03
Foreclosure activity is ticking up nationwide, signaling both risk and opportunity. While elevated rates hint at financial strain in the housing market, they also create strategic openings for real estate investors. Foreclosure Activity Is Growing In Q1 2025, 93,953 U.S. properties had a foreclos...
Keep Investing In Real Estate Despite the Market Shift
Friday, June 27
If today’s California real estate market feels tough, you're not alone. Interest rates are highest in the past decade, home prices remain stubbornly elevated, and solid cash-flowing deals seem harder to find than ever. For many investors, both new and experienced, the math just isn’t penciling ou...
How Will Tariffs Affect Construction Costs and Home Prices?
Thursday, June 19
Tariffs typically raise the cost of building new homes. That leads to higher home prices and lower housing supply, at a time when affordability can be a challenge for many buyers. This pressure is even greater when you factor in stricter immigration policies that limit the availability of constr...
Gen Z is Buying Homes, and It’s Changing the Market
Thursday, June 12
It’s official, Gen Z is stepping into real estate. Born between 1997 and 2012, this generation now makes up 3 percent of homebuyers, according to the NAR Generational Trends Snapshot. They also represent the largest share of single buyers in the market. Even with high mortgage rates and limited i...