4 Things To Determine If You Are A Risky Borrower
Wednesday, July 27
Are You A Risky Borrower?I have heard numerous stories from my past borrowers where they were told how acquiring a home loan would be an unending, agonizing and complicated process. And that on top of this, one minuscule credit problem was going to end their journey to getting their dream home. T...
Reasons To Sell A House This Summer
Tuesday, July 05
Reasons To Sell A House This Summer Selling one’s house can be a challenge no matter what season it is, be it Summer, Winter, Fall or Spring. According to Keeping Current Matters article, “5 Reasons To Sell This Summer”, there is some logic in selling your home during the hot summer: 1. Demand ...
What Are Hard Money Loans And How Do They Work?
Tuesday, July 05
What are Hard Money Loans and How Do They Work?If you’re not familiar with Hard Money Loans, you may be asking yourself what they are, and what makes them different from traditional loans? If you have had trouble getting a loan through your bank or other traditional lending options due to bad cre...
Owner Occupied Principal Residence – Part 2 of 2
Wednesday, June 29
This is Part 2 of Owner Occupied Loans. In this writing I will feature several of the legal aspects of this all-important Program.The purpose of this article is to encourage investors to continue to make these loans, in spite of the rumors that exist surrounding them.I will start off this article...
Get a Home Loan even with Bad Credit
Tuesday, June 21
Get a Home Loan even with Bad CreditEvery day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good income, enough savings for a down payment, and a desire to own a home. Unfortunately for these peo...
Ways To Improve Your Home For Under $1,000
Wednesday, June 15
Ways To Improve Your Home For Under $1,000Having worked in the real estate and mortgage industry for almost 30 years now, at our family owned and operated Sun Pacific Mortgage & Real Estate company, I’ve experienced first-hand and seen how expensive such an activ...