How Will Tariffs Affect Construction Costs and Home Prices?
Thursday, June 19
Tariffs typically raise the cost of building new homes. That leads to higher home prices and lower housing supply, at a time when affordability can be a challenge for many buyers. This pressure is even greater when you factor in stricter immigration policies that limit the availability of constr...
Gen Z is Buying Homes, and It’s Changing the Market
Thursday, June 12
It’s official, Gen Z is stepping into real estate. Born between 1997 and 2012, this generation now makes up 3 percent of homebuyers, according to the NAR Generational Trends Snapshot. They also represent the largest share of single buyers in the market. Even with high mortgage rates and limited i...
Key Considerations About Private Money Mortgages
Thursday, June 05
While private money loans are faster and more flexible than traditional mortgages, they typically come with shorter terms (6-36 months) and generally require a clear repayment or exit strategy. Due to the increased risk (less qualifications required), these loans come with higher interest rates (...
A Guide to Private Money Mortgages in California
Thursday, May 29
In California's competitive and fast-moving real estate markets, not every borrower fits inside the strict lending guidelines of banks or traditional lenders. Although the average FICO credit score in the U.S. is 716, about 15.5% of Americans have a score below 600, making it difficult—or even im...
Why California Home Buyers, Investors & Families Turn to Private Money
Thursday, May 22
In today’s competitive California real estate market, traditional home loans (banks, credit unions, conventional loans) often fall short—especially for borrowers with poor credit, real estate investors, and buyers with unconventional income or properties require repairs. That’s where Private Mone...
Want to Assist Your Child to Purchase a Home in California?
Thursday, May 15
Helping your child buy a home in California is becoming more common than ever. According to recent surveys by the California Association of Realtors, a substantial number of first-time homebuyers statewide get financial support from parents—about 34% in 2023 and 27% in 2024. However, many parents...