Best Ohio Mortgage Lenders
Browse 47 top-rated mortgage lenders in Ohio as of October 31, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
At J James Capital LLC, we provide fast, flexible, creative financing solutions engineered specifically around your real estate deals—not rigid bank guidelines. With over 40 years of hands-on experience as investors, brokers, and landlords, we understand what it takes to get deals across the finish line. We partner with a nationwide network of top-tier private and hard money lenders to secure non-QM capital tailored to your strategy, timeline, and leverage needs. Core Loan Programs F... view more -
Upright Lending is a national private lender that treats every borrower as a partner. Whether you've done 50 deals or none, you get deep capital, straight pricing, and a team that becomes an extension of yours. The same speed, technology & terms that let seasoned investors scale are what make Upright a safe place to do your very first deal. We fund the full investor lifecycle: residential fix-and-flip, new construction, and bridge programs, plus 30-year DSCR (Debt Service Coverage Ratio) l... view more
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NMLS # 2334221
Hard/Private/Non-QM
Conventus is a private real estate lender specializing in bridge, fix and flip, DSCR, ground-up construction, and multifamily financing for investors. We built our underwriting around how experienced investors actually operate, with fast closings, in-house decision-making, and terms that reflect the realities of each deal rather than a rigid checklist. Our Relationship Managers work directly with investors from first conversation through funding and beyond, so you're never navigating loan ... view more -
Hard/Private/Non-QM
I specialize in investment property financing and work with both new and experienced investors to structure loans that align with their long-term goals. Through a network of 100+ lending partners, I offer flexible financing options, including DSCR, conventional, bank statement, and non-QM loan programs, with a focus on efficient closings and clear communication. view more -
Pooja Bhardwaj - Madison Mortgage Services, Inc
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I help real estate investors find the right financing to grow their portfolios. With access to 90+ lenders, I specialize in DSCR loans, investment purchases and refinances, cash-out refinances, bank statement programs, and creative financing solutions. Whether it’s your first rental or your next addition to a growing portfolio, I focus on competitive options, fast closings, and making even complex deals feel simple. view more -
NMLS # 564371
Deb Herdman, The Federal Savings Bank
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I've been in mortgage lending since 1992, and I'm also an active short-term rental investor myself, so I understand investing from both sides of the table. I offer conventional, non-QM, DSCR, 1-4 family, and 5+ unit financing for short and long term rental properties, lending in all 50 states. Because I invest myself, I understand cash flow, seasonality, and underwriting nuances. view more -
NMLS # 1871037
QuestRock
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
QuestRock Home Loans helps real estate investors finance rental properties, fix-and-flips, bridge loans, and other non-QM opportunities with flexible solutions built for investors. We specialize in DSCR, short-term and long-term rentals, investment-property refinances and cash-out, rehab financing, foreign-national programs, and bank-statement financing for self-employed borrowers, including primary residences view more
Ohio Mortgage Rates Today
How to Find a Lender in Ohio
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"