Best Ohio Mortgage Lenders
Browse 45 top-rated mortgage lenders in Ohio as of June 20, 2026. See lender reviews, ratings, and investment specialties.
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ErickLends
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is. view more -
Hard/Private/Non-QM
J James Capital LLC is a private money brokerage firm specializing in creative real estate financing solutions for investors at every stage of their journey. We partner with a curated network of top-tier private and hard money lenders nationwide, giving our clients access to capital that traditional banks simply can't match — in speed, flexibility, or structure. Whether you're scaling a fix-and-flip operation, building from the ground up, or growing a rental portfolio, we engineer funding ... view more -
NMLS # 2591548
Hard/Private/Non-QM
United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks o... view more -
NMLS # 2812818
MMC Lending
Hard/Private/Non-QM
Hard/Private/Non-QM
Not Your Traditional Mortgage No tax returns. No W-2s. No traditional employment required. Real estate investors, self-employed borrowers, and high-net-worth individuals: this is your lender. No-Income Verification Home... Loan Rental Income Loan (1–8 Units) ...Deposit-Based Loan...Asset-Based Loans...Super Jumbo & Elite Mortgage Loans view more -
Brooklyn Funding Group, LTD
Hard/Private/Non-QM
Hard/Private/Non-QM
At Brooklyn Funding Group, we believe securing real estate financing shouldn't feel like pulling teeth. Whether you are a seasoned developer looking to scale your portfolio or an investor diving into your first project, we are here to open doors—not create roadblocks. We’ve stripped away the rigid red tape of traditional banks to build a lending experience centered around you. Why Partner with Brooklyn Funding Group? Welcoming & Relationship-Driven: You aren't just a credit score to us... view more
Ohio Mortgage Rates Today
How to Find a Lender in Ohio
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"